THE coronavirus pandemic has taught us many things and, sadly, one of them is to have a valid will in place because if the worst happens, it can happen very quickly.
There are three will-writing options:
1. A solicitor
2. A will-writing service
3. DIY
Will-writing in the UK, unlike most financial services, is not regulated. However, solicitors are regulated which means our instructions are protected and our wishes are adhered to when we use a solicitor.
Will-writing services are not regulated and, of course, the DIY option is exactly that!
Warning – some will-writers, including banks and solicitors, will suggest, or even insist, that they are made an executor and for this there is likely to be a hefty charge.
You can choose your own executor/s, with trusted family or friends often being the most reliable option.
Free will writing services
Some trades unions, including: Unison, NASUWT, Fire Brigades Union and the Public and Commercial Services Union, offer free will-writing services, as do many charities who, in return, hope to receive either a donation or a bequest. The next charities will-writing month begins on October 1.
The DIY option
For anyone in a simple and straightforward situation, a DIY will may be suitable. However, the DIY option can delay proceedings particularly if the family situation is more complex, such as unmarried partners and stepchildren.
Writing a will can be challenging, however, not writing one is worse and may result in people who should benefit facing unnecessary obstacles.
Undoubtedly a difficult subject to tackle, but now is the time to put on record legally binding instructions so that your loved ones are protected.
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