Overtime: UK workers remained blighted by long hours and unpaid overtime during 2005 - but employers are starting to tackle the culture, the TUC says.

Money: Equity release schemes can be expensive, inflexible and leave people with little or no money in their home, limiting their choices in later life, the Which? consumer group warns in their new magazine.

Insolvency: The number of firms collapsing has hit its highest level for three years amid fears that the figure could rise even further over the coming 12 months.

Services: The case for an early cut in interest rates has been weakened by a survey that showed the UK services sector expanded at its strongest rate since 2004.